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Paul is a farmer in western Kenya. He's 27 and has been running his dairy farm for 6 years. He employs one farm hand on his farm. Paul sells his milk to the local market. He also sells tea leaves, which he grows on his farm.

In the future, Paul hopes to improve his dairy-farming business by acquiring better breeds and more land from which to harvest feed.

When asked about business challenges, Paul cited a lack of knowledge about animal feed and diseases, as well as poor marketing and transportation networks to the market.

Paul is single, and he hopes to apply for additional loans in the future. He requests continued support from Juhudi and Kiva!

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 732
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 80.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Paul to buy a dairy cow.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 22, 2010
Jun 24, 2010
Currency Exchange Loss:
Nov 16, 2011