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Puit De Jacob Plus Group
In this Group: Espé, Gaby, Alexis, Laurentine, Marie, Annette, Céléstin, Françoise, Jean, Bienvenue, José, Rodady*, Gode, Zizi*, Bernadette, Flora, Félicité, Claudine, Mimie, Schadrac, Niclette
* not pictured
Espé M., age 30 and unmarried, is the president of the Community Bank “Puit de Jacob Plus,” which is composed of 21 members united in solidarity to receive loans from Kiva through IMF HOPE RDC with the goal of developing their businesses.

Espé started her business in 2000. She sells fresh and salted fish at the market located east of the city of Kinshasa. She is a loyal client of IMF HOPE RDC who has already received six different loans and has repaid them properly. She intends to use the next loan to diversify her business by purchasing some sacks of manioc to make shikwanges, which are a main food in Kinshasa, and resell them with the aim of increasing her profits. Each week, her business brings in a profit of $50.

Her ambition is to open a cold storage facility.

Additional Information


HOPE International has been providing small business loans and savings services to thousands of entrepreneurs in DRC since 2004. HOPE DRC targets small business owners who can use loans to increase their inventories or invest in assets that have the potential to increase their incomes. Funds from Kiva lenders play a major role in expanding access to affordable, flexible capital for micro-entrepreneurs, 80% of whom are women.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 41
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,989,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Puit De Jacob Plus Group's $2,500 loan helped a member diversifying her business by buying some sacks of manioc to make shikwanges and resell them at profit.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 1, 2010
Jun 24, 2010
Currency Exchange Loss:
Oct 15, 2010