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El Jardin Group
In this Group: Bibiana, Reina, Marcela , Maria Felix, Ana Luisa, Gregorio
The communal bank called "Jardin" is located in the town of Marcelino Rodriguez in the municipality of Axochiapan in the state of Morelos, Mexico. This group is maD. up of 6 members who know each other because they are neighbors and area merchants. Bibiana H. is the representative of the group. She is 40 years old, and finished her secondary education. She has 4 children, 2 boys and 2 girls, they are: Isaias, 16, Eliel, 18, Judith, 20, and Gabriela, 24. For 10 years she has been selling food such as rice tacos, sopes, hamburgers, hot dogs, etc. Bibiana decided to start her business in her home so that she could meet the needs of her family, as her husband's earnings did not cover all the expenses and her children were in school.

Now she requests a loan to buy meat, cooking oil, soft drinks, napkins and seasonings. Bibiana tells us that "currently, I attend to more than 50 customers and my greatest satisfaction is that my customers tell me that my food is delicious." With this business she has earnings that she can use for her personal expenses, and she can also use part of the earnings to invest in more supplies to continue the business.

Bibiana tells us that, "In my community of Marcelino Rodriguez, the climate is very hot and there is a very pretty plantation and a river that passes through the middle of the town. You should visit this safe place, I know that you will enjoy it. All of us are very grateful for the support that you have provided us, and that now is being provided through Kiva."

The members of the group are Bibiana H. H., who sells food, Reina M. D. J., who buys ears of corn from farms and sells them in bulk, Marcela M. P., who will buy cooking oil, sugar, salt, soups, soft drinks, toilet paper, etc. to restock her store, Maria Felix F., who sells through catalogs, Ana Luisa D. A., who sells through a catalog, and Gregorio H. G., who will restock his butcher's shop.
View original language description ↓
ESTE GRUPO SOLIDARIO SE LLAMA EL JARDIN ESTA UBICADO EN LA COMUNIDAD D. MARCELINO RODRIGUEZ, AXOCHIAPAN, ESTADO D. MORELOS, MEXICO. EL GRUPO ESTA CONFORMADO POR 6 INTEGRANTES QUE SE CONOCEN POR SER VECINOS Y COMERCIANTES.
EL REPRESENTANTE DEL GRUPO SE LLAMA BIBIANA H. H. TIENE 40 AÑOS, ESTUDIO LA SECUNDARIA TERMINADA, TIENE 4 HIJOS, 2 HOMBRES Y 2 MUJERES, ISAIAS TIENE 16 AÑOS, ELIEL 18 AÑOS, JUDITH 20 AÑOS Y GABRIELA 24 AÑOS, ELLA SE DEDICA DESD. HACE 10 AÑOS A LA VENTA D. COMIDA COMO SON TACOS D. ARROZ, SOPES, HAMBURGESAS, HOT DOG, ETC.
BIBIANA DECIDIO INICIAR EL NEGOCIO EN SU DOMILICIO POR LAS NECESIDADES QUE TENÍA SU FAMILIA, PIUES CON LOS QUE SU ESPOSO GANABA NO LE ALCANZABA Y SUS HIJOS ESTUDIANDO.
AHORA ELLA SOLICITA SU CREDITO PARA COMPRAR CARNE, ACEITE, REFRESCOS, SERVILLETAS Y RECAUDO EN GENERAL.
BINIANA NOS COMENTA "ACTUALMENTE ATIENDO A MAS D. 50 CLIENTES Y MI GRAN SATISFACCION ES QUE LOS CLIENTES ME DICEN QUE MI COMIDA ESTA SABROSA" Y CON ÉSTO ELLA TIENE GANANCIAS LAS CUALES UTILIZA EN SU HOGAR Y TAMBIEN LAS VUELVE A IVERTIR EN LOS INSUMOS PARA SEGUIR EN LA VENTA.
"EN MI COMINIDAD MARCELINO RODRIGUEZ, EL CLIMA ES MUY CALIENTE HAY UNA HACIENDA MUY BONITA Y EL RIO QUE PASA A LA MITAD DEL PUEBLO DEBERÍAN VISITAR ÉSTE LUGAR SEGURO SE LA PASARÁN BIEN Y TODAS NOSOTRAS ESTAMOS AGRADECIDAS CON EL APOYO QUE FRAC NOS HA BRINDADO Y QUE AHORA NOS BRINDA KIVA" NOS DICE BIBIANA
LOS INTEGRANTES DEL GRUPO SON BIBIANA H. H. SE SEDICA A LA VENTA D. COMIDA, REINA M. D. J., COMPRA D. HUERTA D. ELOTES PAR VENDERLO POR BULTO, MARCELA M. P., COMPRA D. ACEITE, AZUCAR, SAL, SOPAS, REFRESCOS, PAPEL HIGIENICO ETC. PARA SURTIR SU TIENDA, MARIA FELIX M. F., VENTA POR CATALOGO, ANA LUISA D. A., VENTA POR CATALO, GREGORIO H. G. VA A SUTIR SU CARNICERIA

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 24
    View loans »
    Mexico Loans Fundraising
  • $19,060,650
    Funds lent in using Kiva
  • 12.6
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of El Jardin Group's $2,300 loan helped a member to buy meat, cooking oil, napkins, soft drinks, tortillas and seasonings.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2010
Listed
Jun 23, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010