Esther has requested this loan from Juhudi Kilimo for 52,400 KES to purchase and insure a dairy cow and buy a solar lamp. This loan will increase her source of income from the sale of milk and reduce the cost of fuel and save time spent on looking for firewood.
In 5 years' time, she hopes to be producing over 40 litres of milk, up from the current 15 litres and own at least 3 dairy cows, up from the current one.
She says that through Juhudi loans she has been able to realise her dreams.
More information about this loan
This loan is part of Juhudi Kilimo’s green loan program. As part of this initiative, Juhudi Kilimo is piloting new solar powered energy systems and improved cookstoves as in-kind loans to their current network of farmers. Both of these products will help borrowers to reduce their current energy costs (charcoal, wood, kerosene), limit their exposure to harmful emissions, and decrease the environmental impact of rural deforestation that occurs with traditional open-fire cooking methods. By funding this loan, you are helping a farmer in Kenya to access cleaner, cheaper, and greener energy for themselves and their families.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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