Daniel is 53 years old. He is married and has 3 children who are all adults. He is a dairy farmer from Litein town in Rift Valley Kenya. Daniel has been farming for 30 years and has employed 2 people from his community. His main product is milk which he sells to Kenya Cooperative Creameries in Litein town. He depends solely on the income from his farming activities to cater for the family's needs. His biggest challenge in this business has been lack of enough animal feed during the dry season.
Daniel recently completed a previous loan from Juhudi Kilimo of 45,000 KES and has requested this new loan of 85,000 KES to purchase a dairy cow. The extra income from this loan will assist in improving his living standards.
In future, he would like to acquire at least two pure-bred dairy cows and practise zero grazing.
He is grateful to Juhudi for the good work it does.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.