Shown in the photo is Mrs. Duong R., who lives in Siem Reap Province. Duong R., age 34, sells various kinds of vegetables in Psa Kroam Market, and earns approximately $3 profit a day. Besides her current work, she also raises a few poultry at her home for extra income. She has a life partner in her husband who shares financial responsibility for his family by driving a motor taxi. He runs his business very well because he has skills in communication which he uses with his customers. However, his income is declining due to the fact that his motorcycle breaks down frequently. That is why Duong R. has decided to ask for a loan of $1,200 to replace the broken motorcycle. She achieves to use the remaining money from the loan to accrue financial capital for her vegetable business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.