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Girasoles Group
In this Group: Dismar De Jesús, Bismar De Jesús , Ana Cristina
The group Girasoles [Sunflowers] is made up of three diligent, hard-working and decisive people. The coordinator is Mr. Dismar de Jesús C. H. who is a clothing merchant for four years now. He will invest in a greater quantity and variety of merchandise such as blouses, shirts, pants, jeans, skirts, etc.

His co-members in the group are Patricia del Carmen García who sells used clothing and Ana Cristina Torre who sells clothing and cosmetics, more of which she will purchase using the loan.
View original language description ↓
El grupo Girasoles está integrado por tres personas trabajadoras, esforzadas y decididas. El coordinador es el señor Dismar de Jesús C. H. quien es comerciante de ropa desde hace cuatro años e invertirá en mayor cantidad y variedad de mercadería como blusas, camisas, pantalones, jeans, faldas...etc.

Sus compañeras de grupo son Patricia del Carmen García quien vende ropa usada y Ana Cristina Torre quien vende ropa y cosméticos en los cuales invertirá el crédito.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Girasoles Group's $725 loan helped a member to purchase clothing.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 18, 2010
Jun 22, 2010
Currency Exchange Loss:
Nov 15, 2010