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Gabriel Moises
Gabriel Moisés M. was born in the District of Homoine, Province of Inhambane, southern Mozambique, a married father of two children of 2 and 3 years old, who are not attending school, yet. He finished middle school but did not continue due to lack of financial resources. He lives in a rented house with his family and supports a niece who lives with him and his parents sending them money for household expenses.
He left Inhambane to live in Maputo in order to continue with his education, but he got a job in the District Services of Education and Technology in Boane. He’s worked there for over four years and has no employees. He earns 5,586.00mt a month, which he uses for household expenses, and he even saves some money in his bank account.
He never requested for any loans in other banks. He came to Hluvuku through friends who are also clients of this institution. This is his first loan for 20.000.00mt, which he will use to purchase construction material (concrete, stone, sand, iron and others) to apply in the construction of his home.
He is committed to repay this loan in time in order to access to others. In the future he plans to request for additional loans to continue with the construction of his home and to leave the house rental.
View original language description ↓

Gabriel Moisés M. nasceu no Distrito de Homoine, Província de Inhambane, sul de Moçambique, casado e pai de 2 filhos de 2 e 3 anos de idade, ainda não vão a escola. Fez nível médio não continuou devido a falta de condições financeiras. Vive na casa de aluguer com a sua família e sustenta a sobrinha que vive com ele e seus pais enviando dinheiro para despesas domesticas.
Saiu de Inhambane para Maputo afim de continuar com estudos, mais conseguiu um emprego nos serviços Distritais de Educação e Tecnologia de Boane. Trabalha ha mais de 4 anos, não possui nenhum empregado e tem um salário de 5.586.00mt por mês, que aplica nas despesas e ainda poupa algum na sua conta bancária.
Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de amigos que também são clientes desta instituição. Este é o seu 1º empréstimo no valor de 20.000.00mt com o qual pretende comprar material de construção (cimento, pedra, areia, ferro e outos) para aplicar na construção da sua casa.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimos para continuar com a construção da sua casa e sair na casa de aluguer.



Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 22
    View loans »
    Mozambique Loans Fundraising
  • $2,320,575
    Funds lent in using Kiva
  • 34.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Gabriel Moises purchase construction material (concrete, stone, sand, iron and others).
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 25, 2010
Listed
Jun 28, 2010
Currency Exchange Loss:
Possible
Ended:
Oct 15, 2011