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Sergio Jeremias
Sérgio Jeremias M. was born in the city of Maputo, Maputo Province, in southern Mozambique. He is single and is the father of 2 children, who are 12 and 2 years old. The oldest attends school. He only studied through the 8th grade and did not continue due to a lack of financial resources. He lives in his own house and does not support anybody else besides his children.

Sérgio left Maputo for Boane in search of better living conditions. He is a permanent employee of the company Mozal and has worked there as a driver for more than 2 years. He does not have any employees and earns a salary of 5,800 per month, which he uses to pay for expenses. He even manages to save some in his bank account.

He has never had loans with other banks. He found out about Hluvuku through colleagues who are also clients of this institution. This is his 1st loan, which has a value of 25,000 MZN. He plans to use it to buy construction material (cement, stone, zinc sheets, etc.) in order to expand and improve his house.

He promises to pay back this loan on time so that he can receive others. In the future, he intends to ask for more loans in order to furnish his house and and offer his family a more comfortable place to live.
View original language description ↓
Sérgio Jeremias M. nasceu na cidade de Maputo, Província do mesmo nome, sul de Moçambique, solteiro e pai de 2 filhos de 12 e 02 anos de idade, o mais velho vai a escola. Fez somente 8ą classe não continuou devido a falta de condições financeiras. Vive na casa própria e não sustenta mais ninguém para além dos filhos.
Saiu de Maputo para Boane a procura de melhores condições de vida, trabalha permanentemente na empresa Mozal como motorista ha mais de 2 anos. Não possui nenhum empregado e tem um salário de 5.800.00mt por mês, que aplica nas despesas e ainda poupa algum na sua conta bancária.
Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de colegas que também são clientes desta instituição. Este é o seu 1º empréstimo no valor de 25.000.00mt com o qual pretende comprar material de construção (cimento, pedra, chapas de zinco e outros) para ampliar e melhorar a sua residência.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimos para mobilar a sua residência e oferecer melhor conforto a sua família.


Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 113
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 34.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Sergio Jeremias to buy construction material (cement, stone, zinc sheets, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2010
Listed
Jun 27, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 18, 2011