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Benjamin Richard
Benjamin Richard N. is a young, 46 year-old bachelor with 2 children, 15 and 16 years of age. He has managed a parking lot and car wash for ten years. His revenue ranges from 15,000 frs to 20,000 frs per day.
With this loan he is going to purchase a Karcher (pressure washer) to wash vehicles, hoses, vacuum cleaners, chamois, and a fire extinguisher to improve the quality of his work and to have more opportunities for expanding and maintaining his parking lot. In order to achieve that, he has proof of good and rigorous management and also evidence of good supervision.
He is thinking of increasing his business in the future by modernizing the quality of his services and opening a large service station, building a water tank in case the water is cut off, a frequent event in the neighborhood where he is located. Very enterprising, he saves a little more money to pay for the education of his children.
View original language description ↓
jeune homme de 46 ans,celibataire avec 2 enfants dont l'age varie entre 16 et 15 ans.Il ya de cela dix ans qu'il gere un parking et lavage des voitures, autos et cars.Sa recette journaliere est de 15.000fs a 20.000frs par jours.
Avec ce pret va acheter un Kracher avec eau a pression pour laver les vehicules, des tuyaux,aspirateurs,peaux de chameaux et un extincteur pour ameliorer la qualite de son travail et avoir plus de possibilites pour renforcer et maintenir l'entretien de son parking.
Pour arriver a cela , il preuve d'une bonne et rigoureuse gestion et fait aussi montre d'une bonne surveillance.
Dans l'avenir il pense agrandir son activite en modernisant la qualite des ses services et ouvrir une grande station service , construire une bache a eau en cas de coupure d'eau chose tres frequente dans le quartier ou est il est installe. Tres entreprenant il epargne un peu plus d'argent pour payer les etudes des ses enfants.

Additional Information

More information about this loan


Important Information

About HOPE Congo S.A.: HOPE Congo S.A. is a start-up microfinance institution located in Brazzaville, Republic of the Congo. As of 2009, the Republic of the Congo was the 136th-ranked country in the United Nations Development Programme’s Human Development Index. The average life expectancy is in the low 50s and food insecurity poses a constant threat to ordinary people’s well-being. Through the creation of community banks, HOPE Congo provides credit, savings, and training for entrepreneurs in Brazzaville. With their services, they aim to nourish a culture of saving and an independent community of responsible and self-sustaining entrepreneurs.

Please note that this Field Partner does not meet all of the minimum criteria for partnership with Kiva. HOPE Congo is a start-up MFI that is being fully backed by the HOPE International with an institutional guarantee. Because Kiva lenders are fully protected against institutional failure by the guarantee agreement, Kiva felt it was appropriate to override our minimum criteria in order to access this new market.

About Congo (Rep.)

  • $2,250
    Average annual income
  • 0
    View loans »
    Congo (Rep.) Loans Fundraising
  • $2,177,650
    Funds lent in using Kiva
  • 533.3
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Benjamin Richard to purchase a pressure washer, hoses, vacuum cleaner, chamois and detergents.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2010
Listed
Jun 22, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010