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Fauza Judas
Fauza Judas S. was born in the city of Maputo, Maputo Province, in southern Mozambique. She is married and has 6 children, who are between 11 and 26 years old. All of them go to school. Fauza only completed elementary school; she did not continue due to a lack of financial resources. She lives in her own house with her family and supports 3 nieces and nephews who live with her.

She left Maputo for Boane when she became widowed after the death of her first husband. She has had her own business selling bundles of tobacco for more than 25 years. She does not have any employees and earns about 12,000 MZN each month, which she uses to pay for expenses. She is even able to save some in her bank account.

Fauza never has had loans with other banks. She found out about Hluvuku through friends who are also clients of this institution. This is her 3rd loan, which has a value of 20,000 MZN. She plans to use it to buy products (sacks of tobacco) to increase her stock. The previous loans were for 12,000 MZN and 15,000 MZN, both for the same purpose.

She promises to pay back the loan on time so that she will be able to have access to others. In the future, she intends to request more loans to help improve her business.
View original language description ↓
Fauza Judas S. nasceu na cidade de Maputo, Província do mesmo nome, sul de Moçambique, casada e mãe de 6 filhos de idades entre 11 e 26 anos de idade, todos vão a escola. Fez o ensino primário não continuou devido a falta de condições financeiras. Vive na casa própria com a sua família e sustenta 3 sobrinhos que vivem com ela.
Saiu de Maputo para Boane quando ficou viúva do seu primeiro marido. Tem um negócio próprio ha mais de 25 anos de venda de tabaco em fardos. Não possui nenhum empregado e tem um rendimento de cerca de 12.000.00mt por mês, que aplica nas despesas e ainda poupa algum na sua conta bancária.
Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de amigas que também são clientes desta instituição. Este é o seu 3º empréstimo no valor de 20.000.00mt com o qual pretende comprar produtos (sacos de tabaco) para aumentar a quantidade da sua mercadoria. Os empréstimos anteriores foram no valor de 12.000.00mt e 15.000.00mt todos para a mesma actividade.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimos para aplicar na melhoria do seu negócio.

About Mozambique

  • $1,389
    Average annual income
  • 21
    View loans »
    Mozambique Loans Fundraising
  • $2,372,075
    Funds lent in using Kiva
  • 34.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Fauza Judas to buy products (sacks of tobacco).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2010
Listed
Jun 27, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 18, 2011