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Catarina Daniel
Catarina Daniel C. was born in the district of Boane, Maputo province, in the south of Mozambique. She is married and is the mother of three children aged 12, 7, and 3. The two older children go to school. She finished tenth grade, but didn't continue in school due to a lack of finances. She lives in her own house with her family and supports her nieces and nephews who live with her.

Catarina never left her home town. She has her own business, and has owned it for more than six years, selling about 25 meals a day. She does not have employees, and earns an income of about 4,000 MT a month, which she uses for household expenses and still saves some in her bank account.

She has never had loans from other banks, getting to know about Hluvuku through friends who are also clients of this institution. This is her third loan, in the amount of 15,000 MT, with which she plans to purchase construction materials (cement, stone, iron, sand, and other items) in order to continue the construction of her residence. The previous loans were for 5,000 and 10,000 MT for housing and goods.

She promises to duly repay this loan in order to be able to receive others. In the future, she intends to request more loans in order to finish off and furnish her house, offering better living conditions for her family.
View original language description ↓
Catarina Daniel C. nasceu no Distrito de Boane, Província de Maputo, sul de Moçambique, casada e mãe de 3 filhos de 12, 7 e 3 anos de idade, os dois mais velhos vão a escola. Fez 10ą classe não continuou devido a falta de condições financeiras. Vive na casa própria com a sua família e sustenta seus sobrinhos que vivem com ela.
Nunca saiu da sua cidade natal, tem um negócio e dono do mesmo ha mais de 6 anos e vende cerca de 25 refeições por dia. Não possui empregados e tem um rendimento de cerca de 4.000.00mt por mês, que aplica nas despesas de casa e ainda poupa algum na sua conta bancária.
Nunca teve empréstimos em outros bancos, conheceu a Hluvuku através de amigas que também são clientes desta instituição. Este é o seu 3º empréstimo no valor de 15.000.00mt com o qual pretende comprar material de construção (cimento, pedra, ferro, areia e outros) para dar continuidade com a construção da sua residência. Os empréstimos anteriores foram de 5.000.00mt e 10.000.00mt para habitação e bens.
Compromete se a pagar devidamente este empréstimo para poder aceder a outros. No futuro pretende solicitar mais empréstimos para concluir e mobilar a sua casa oferecendo melhores condições de habitabilidade a sua família.


Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 58
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • 34.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Catarina Daniel purchase of construction material (cement, stone, iron, sand, and others items).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 24, 2010
Listed
Jun 27, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 18, 2011