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Celine is 38 years old and married with seven children who are between 1 and 15 years old. Celine lives by selling a variety of goods in her shop and this is her sixth successful year in this business. Celine opens her shop from 7 am until 6 am every day.

Celine, after realizing that her capital is still too low to expand meaningfully, is requesting a Kiva loan via Vision Finance Company. With this loan, Celine will hopefully earn more profits through the sale of foodstuffs as they are highly demanded by a large number of customers. This in turn, will allow her to keep reinvesting and saving for better financial stability.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 94
    View loans »
    Rwanda Loans Fundraising
  • $13,450,325
    Funds lent in using Kiva
  • 581.2
    Rwanda Francs (RWF) = $1 USD