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Djiguisseme 3 Group
In this Group: Chata , Mariam , Mamou , Atoumata , Kadia , Barro , Mamou
The seven members of the Djiguisseme 3 group are married women, on average 21 years old with two children. Most live in polygamous families in Nangola, one of the villages in the Dioïla Prefecture of the Koulikouro region, which belongs to the 2nd administrative region of Mali.

They collaborate with the Soro Yiriwaso MFI to better organise their activities at the start of the winter campaign. The crops they speculate on are rice, ground nuts and millet, among others. This is their fifth campaign loan, and all previous loans were well reimbursed.

With this new loan, Mamou Cissé intends to buy seedlings and fertiliser before prices increase, small farming equipment and pay labor costs to cultivate her arable land, estimated at 1.5 hectares (approx. 3.7 acres), a portion of the group’s 18 hectares (approx. 44 acres).

The crops are sold after harvest in Nangola and the adjoining area, and in the town of Dioïla, to both men and women customers.

They hope to reach an average profit of 35,000 FCFA per campaign.
View original language description ↓
Les sept membres du groupe Djiguisseme 3 sont des femmes mariées ayant une moyenne d’âge de 21 ans et 2 enfants. Elles vivent la plupart dans des familles polygames à Nangola, un des villages de la préfecture de Dioïla, région de Koulikoro, 2ème région administrative du Mali.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso dans le but de pouvoir mieux organiser leurs activités en début d’hivernage.
Les spéculations cultivées sont entre autres le riz, l’arachide et le petit mil.
Elles sont à leur cinquième prêt de campagne et tous les prêts précédents ont été bien remboursés.
Avec ce nouveau prêt, Mamou Cissé compte acheter les intrants avant la hausse des prix, les petits équipements et payer les frais de labour pour entretenir sa superficie culturale estimée à 1,5 hectare contre 18 hectares environs pour tout le groupe.
Les productions sont vendues au niveau du village de Nangola et environnants et dans la ville de Dioïla après les récoltes à une clientèle composée d’hommes et de femmes.
Elles comptent réaliser un bénéfice moyen de 35.000FCFA par campagne.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 24
    View loans »
    Mali Loans Fundraising
  • $11,381,625
    Funds lent in using Kiva
  • 533.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djiguisseme 3 Group's $600 loan helped a member seedlings and fertiliser, small farming equipment and labor costs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 31, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Covered
Ended:
Mar 15, 2011