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Katojo Development Association, Rukungiri Group
In this Group: Joram, Richard, Arther, Yeremia, Moses, John, Ruth, Benah, Rossette, Benon, Nobert
Hardworking K. Joram, aged 42, is the married father of seven children. He went into a carpentry business venture close to twenty-four years ago, having got this idea from his close friend.

Having a strategically located business in Buyanja, Kihihi town, in western Uganda, Joram gets many customers, earning him 400,000 Ugandan shillings monthly.

With this loan, Joram is looking forward to making purchases and restocking his business with more materials like timber and nails and also doing more advertising to increase the number of his customers. This will definitely give his enterprise a new push and also help him improve on his sales. Thus, he will also be able to take good care of his family requirements as his goal is to have his children educated to higher levels.

Joram also makes side profits from a small commercial farming business which was originally his main source of income before he ventured into carpentry.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 240
    View loans »
    Uganda Loans Fundraising
  • $31,040,150
    Funds lent in using Kiva
  • 2,254.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Katojo Development Association, Rukungiri Group's $2,150 loan helped a member to purchase more timber, nails, etc., and also to pay for radio adverts for his business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jun 24, 2010
Currency Exchange Loss:
Jan 15, 2011