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Agustina O., 72, is a widow from the village of Mapang. She has one adult-aged child. To make a living, Agustina owns and operates a general store, selling household items in the local community. Agustina has been in business for over five years and earns approximately 4,000 PHP a month.

In 2007, Agustina joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. Agustina has successfully repaid a previous loan of 65,000 PHP from PMPC. Agustina is requesting a new loan of 35,000 PHP for additional capital for her business. This loan will be her 12th from PMPC.

About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 2121
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 45.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Agustina additional capital for the business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 27, 2010
Jul 1, 2010
Currency Exchange Loss:
Jun 16, 2012