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Mrs. Sophon R. (pictured here), age 28, and her husband, Mr. Sothy Ton, age 25, have been married since 2007 and just have one young son. The family lives along National Road Number Five, approximately 20 kilometers from Phnom Penh, the capital city of Cambodia.

Sophon sells shoes, feed for pigs, and cosmetics such as shampoo, powder, lotion and body spray…. Her husband is a motorcycle repairman. The house where they live is old and in bad condition which causes Sophon to want to build a new one. But she lacks money to use for her project.

Hence she is asking for her first loan in the amount of US$ 1,000.

Additional Information


MAXIMA Microfinance Plc is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 52
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Sophon to build a new house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jun 21, 2010
Jun 22, 2010
Currency Exchange Loss:
Mar 16, 2011