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Jennifer Janina
Jennifer, 24, lives in an urban zone in El Guasmo, Guayaquil. Five years ago she became ill due to the hard work she had in the store, she almost dislocated her arm but her mother encouraged her to continue working in her store.

Gradually, as time went by she recovered and continued with her store. From then until now she has had improved income and has been able to stock it with more items. She works from 8am until 10pm every day.

However, in order to stock it even better still with sweets, beverages and groceries, she is asking for funds. In the future, she’d like to have a minimarket to insure her and her mother’s futures.
View original language description ↓
Jennifer de 24 años, vive en una zona urbana en el Guasmo de Guayaquil, ella hace cinco años atrás se enfermo por la carga de trabajo que tenía en la tienda, casi da el brazo a torcer pero su mama la motivo para que continúe trabajando el su tienda.

Poco a poco fue pasando el tiempo y ella se recupero y continuo con su tienda, desde ese tiempo hasta ahora ella ha tenido mejores ingresos y la ha surtido más con productos. Trabaja desde las 08h00am hasta las 22h00pm todos los días.

Pero para surtirla aun más ella quiere comprar con el préstamo confites, bebidas y víveres. Pero en el futuro ella quiere tener un minimarket para asegurar su futro y el de su mama.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 91
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jennifer Janina for sweets, beverages, groceries.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 27, 2010
Jun 21, 2010
Currency Exchange Loss:
Jan 15, 2011