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Las Margaritas Group
In this Group: Imelda Beatriz, Felicita , Ofelia Elena, Cecilia, Maribel, Evelyn Liliana, Rosa Del Carmen, Clara Luz, Vanessa , Rosario Del Pilar, Yduvina Marly
Imelda Beatriz (who is raising her hand in the photo) is 41 years old and has 2 adult children who are both her helpers and her motivation. She is a member of “Las Margaritas” group, which is maD. up of 11 individuals who are hardworking and responsible residents of the district of Carabayllo.

Four years ago Imelda Beatriz started her business selling and renting costumes. Her business is located in her home. She was inspired to set up her business because she needed to help her children with their studies, and they in turn are helping her with her business since it is her only source of income at the moment.

Through her work Imelda Beatriz has managed to increase her stock little by little. Her next goal is to expand her business so she can offer more varieties of costumes for small children, young people, and adults.

She will invest the loan she is requesting in purchasing costumes for her business.
View original language description ↓
LA SRA. IMELDA BEATRIZ, (LA UBICAMOS EN LA FOTOGRAFÍA CON LA MANO EN ALTO) TIENE 41 AÑOS, TIENE 2 HIJOS MAYORES D. EDAD, QUIENES SON SU APOYO Y ALICIENTE. ELLA FORMA PARTE DEL GRUPO "LAS MARGARITAS" INTEGRADO POR 11 PERSONAS TRABAJADORAS Y RESPONSABLES RESIDENTES DEL DISTRITO D. CARABAYLLO. LA SRA. IMELDA BEATRIZ FUÉ ELEGIDA POR SUS COMPAÑERAS COMO TESORERA D. LA JUNTA DIRECTIVA DEL GRUPO.
HACE CUATRO AÑOS INICIÓ SU NEGOCIO D. LA VENTA Y ALQUILER D. DISFRACES, EL CUAL SE ENCUENTRA UBICADO EN SU DOMICILIO, SE ANIMÓ A PONER SU NEGOCIO YA QUE TENÍA LA NECESIDAD D. APOYAR A SUS HIJOS EN SUS ESTUDIOS Y A LA VEZ ELLOS LA APOYAN EN EL NEGOCIO YA QUE ES SU ÚNICO INGRESO POR EL MOMENTO.
CON SU TRABAJO HA PODIDO IR AUMENTANDO POCO A POCO SU STOCK, SIENDO SU PROXIMA META AMPLIAR EL NEGOCIO, OFRECER MAS VARIEDAD D. DISFRACES TANTO PARA NIÑOS PEQUEÑOS, JOVENES Y ADULTOS.
EL PRESTAMO SOLICITADO LO INVERTIRÁ EN LA COMPRA D. DISFRACES PARA SU NEGOCIO.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 122
    View loans »
    Peru Loans Fundraising
  • $57,923,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Margaritas Group's $3,550 loan helped a member investing in the purchase of costumes for her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 4, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2011