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Denise
Denise is 42 years old, married with five children, aged between 8 and 20. Denise's husband is a driver; both work hard in order to develop their family. Denise owns a business selling beers and soft drinks. This is her 4th year of being successful in her business. The hours of her business are from 10 in the morning to 10 in the evening every day.

Denise is now requesting her first loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing a lot of beers and soft drinks for the purpose of earning more profit. With this profit, Denise wishes to add various products other than beer to her inventory and to buy her own house.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 122
    View loans »
    Rwanda Loans Fundraising
  • $12,971,425
    Funds lent in using Kiva
  • 581.1
    Rwanda Francs (RWF) = $1 USD