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Denise is 42 years old, married with five children, aged between 8 and 20. Denise's husband is a driver; both work hard in order to develop their family. Denise owns a business selling beers and soft drinks. This is her 4th year of being successful in her business. The hours of her business are from 10 in the morning to 10 in the evening every day.

Denise is now requesting her first loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing a lot of beers and soft drinks for the purpose of earning more profit. With this profit, Denise wishes to add various products other than beer to her inventory and to buy her own house.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 581.1
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Denise expanding her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 22, 2010
Currency Exchange Loss:
Feb 15, 2011