Hilder is 51 years old. She is married with 6 children who are all adults. She looks after her grandchild who is attending school.
She is a farmer from Kitale town in Western Kenya. Hilder has been farming for 5 years and has been employing several people on a temporary basis. Her main products are milk and eggs which she sells at the local market. Her biggest challenge is diseases which are costly to treat.
She has requested this loan from Juhudi Kilimo for Kes.30,000 to expand her poultry project. She says that the proceeds from this project will go towards the education of her grandchild.
In future, she would like to construct some rental houses on her plot of land that will boost her revenue.
She appreciates the fact that Juhudi has assisted her obtain a loan which she had applied for in other areas but failed to receive.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.