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Beatrice is 31 years old. She is married and has four children who are between 1 and 7 years old. Beatrice is well known in her business. She sells a variety of goods, mainly hardware items, like cylinders, lock machines, etc. Beatrice has been in this business for about 5 years. The hours of her business are from 7 a.m. to 5 p.m. every day.

Beatrice is now requesting a Kiva loan via Vision Finance Company in order to purchase a large quantity of those hardware items so she can start wholesaling, as well as improving her retailing business. With this loan, Beatrice will, hopefully, earn more profits, so she can keep reinvesting in her business and improving the lifestyle of her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 25
    View loans »
    Rwanda Loans Fundraising
  • $13,391,375
    Funds lent in using Kiva
  • 581.1
    Rwanda Francs (RWF) = $1 USD