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Confiance Group
In this Group: Desire, Claver, Isaac, Justine, Pascaline, Nicelatte, Mwajuma, Marie, Leonard, Bernardine, Esperance, Stephanie, Marie, Anesta, Jacqueline, Monique, Clautilde*
* not pictured
Esperance R. is a 47-year-old merchant living in the Citiboke borough of the Bujumbura mayorship, where she retails sparkling water and commercial beer. She has been performing this activity for the past six years, prior to which she was a community health agent.

She obtained an homemaker diploma, at the A3 level. Her husband Bernard Sinzobakwira is a carpenter. She is now in her third group loan cycle with Turame.

She is the mother of five children - three boys and two girls – of whom four have already finished school. She also takes care of three children of close relatives.

She is requesting the Kiva loan to diversify her business with food products such as beans and rice, which she intends to sell to her customers, in addition to beverages.

She hopes that this will enable her to acquire a greater capacity to generate revenue and save money to build her own home. She recognises that she started her business thanks to funds provided by her husband.

She is one of the members of the “Confiance” community group (which means “Trust”).
View original language description ↓
Esperance R. est une commerçante âgée de 47ans qui habite la Commune de Cibitoke en Mairie de Bujumbura. Elle fait le commerce de l’eau minérale et de la Bière industrielle alcoolisée au quartier Cibitoke à Bujumbura. C’est un métier qu’elle exerce depuis 6ans alors qu’elle prestait comme Agent de sante communautaire. Elle detententrice du Diplôme A3 comme ménagère. Son époux, Bernard Sinzobakwira, est un menuisier. Elle est maintenant au 3e cycle dans le crédit communautaire avec Turame.

Elle est mère de 5 enfants dont 3 garçons et 2 filles et 4 d’entre eux ont déjà terminé leurs études. Elle prend aussi en charge 3 enfants de sa famille proche.

Elle demande le crédit Kiva pour diversifier son business avec les produits vivriers comme le haricot, le riz qu’elle compte vendre en plus des boissons aux clients. Elle espère ainsi que cela lui permettra d’acquérir une plus grande capacité de générer du bénéfice et faire ses épargnes pour s’acheter sa propre maison. Elle reconnaît qu’elle a dû commencer son business grâce au capital donné par son mari.

Elle est une des membres du groupe communautaire « Confiance ».

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $600
    Average annual income
  • 18
    View loans »
    Burundi Loans Fundraising
  • $4,421,000
    Funds lent in using Kiva
  • 1,210.4
    Burundi Francs (BIF) = $1 USD

Success!! The loan was 100% repaid

A portion of Confiance Group's $4,075 loan helped a member diversify her business with food products such as beans and rice, which she intends to sell to her customers, in addition to beverages.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 16, 2010
Jun 21, 2010
Currency Exchange Loss:
Jan 16, 2011