She obtained an homemaker diploma, at the A3 level. Her husband Bernard Sinzobakwira is a carpenter. She is now in her third group loan cycle with Turame.
She is the mother of five children - three boys and two girls – of whom four have already finished school. She also takes care of three children of close relatives.
She is requesting the Kiva loan to diversify her business with food products such as beans and rice, which she intends to sell to her customers, in addition to beverages.
She hopes that this will enable her to acquire a greater capacity to generate revenue and save money to build her own home. She recognises that she started her business thanks to funds provided by her husband.
She is one of the members of the “Confiance” community group (which means “Trust”).
Elle est mère de 5 enfants dont 3 garçons et 2 filles et 4 d’entre eux ont déjà terminé leurs études. Elle prend aussi en charge 3 enfants de sa famille proche.
Elle demande le crédit Kiva pour diversifier son business avec les produits vivriers comme le haricot, le riz qu’elle compte vendre en plus des boissons aux clients. Elle espère ainsi que cela lui permettra d’acquérir une plus grande capacité de générer du bénéfice et faire ses épargnes pour s’acheter sa propre maison. Elle reconnaît qu’elle a dû commencer son business grâce au capital donné par son mari.
Elle est une des membres du groupe communautaire « Confiance ».
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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