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Francoise is 36 years old and is married with four children. She works hard for the purpose of growing her business and taking care of her family.

Francoise has chosen this general store business in her place of residence that you see in the photo because it is profitable. Her business is well organized and she employs three people as helpers so that her business runs smoothly. The hours of her business are from 7 in the morning to 6 in the evening except on Sunday.

Francoise is now requesting a loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing more products for her shop. Once her vision is reached, she will be able to attract more customers which will allow her to earn more profits.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 39
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 581.1
    Rwanda Francs (RWF) = $1 USD