Mrs. Yon S. is a young woman whose husband appears in the photo. They do not have any children and live in a medium-sized home in Kompong Cham Province. Presently, the couple owns a piece of farmland that they inherited many years ago from their grandparents. They use this land to grow different kinds of crops to earn their living. Their current income is not sufficient so Yon S.’s husband wants to sell chopped wood, but he requires some cash and accessories to operate this business. Yon S. has, therefore, decided to borrow $1100 for her husband to use as start-up capital for this new venture.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.