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Azumi S. is married and has a child. Her husband is a carpenter and she has received a junior high education. Azumi sells oranges at Abura. She wishes to use the loan to buy fruits including oranges in sacks to be able to sell in both smaller and larger quantities. She has been in this trade for six years. Azumi uses her income to help her husband take care of the family. With the new profits as a result of the loan, she plans to reinvest in other kinds of fruit to bring variety into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Azumi to buy fruits including oranges in sacks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 27, 2010
Jun 21, 2010
Currency Exchange Loss:
Dec 7, 2010