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Salamatu I. is married and has two children. She has received a junior high education. Salamatu prepares tuo zaafi (often called TZ) at Abura for sale. Tuo zaafi is a local dish common with the people in the Northern Region of Ghana. It is either prepared from corn flour, sorghum flour or millet flour and accompanied with okro soup and groundnut soup with any kind of meat or fish of your choice. She has been doing this for six years. Her husband is a mason. Salamatu uses her income to help her husband take care of her family. Salamatu will use the loan to purchase more ingredients to prepare tuo zaafi to sell. With the new profits from her extended business, Salamatu plans to save to further her children’s education.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Salamatu to purchase more ingredients to prepare tuo zaafi to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 27, 2010
Jun 20, 2010
Currency Exchange Loss:
Nov 30, 2010