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Marjorie Gisella
Marjorie, 25, lives in a suburb of Guayaquil called Orquideas (a name that comes from the fields of orquids that were once abundant here). She has operated a general business for some years and likes that she can provide a service to her customers.

She began selling bulk quantities of rice and slowly built her store, first at a space in her house and later in a separate space. She works for 8:00am to 10:00pm. She will use the loan to stock her business with vegetables and drinks.

In the future, she would like to finish building her house so that she can give her daughter a better life.
View original language description ↓
Marjorie de 25 años, vive en una zona urbana en las Orquídeas (la originalidad de este lugar fue un campo con muchas flores orquídeas) de Guayaquil. Ella tiene una tienda de víveres ya hace algún tiempo porque le gusto la atención al cliente.

Comenzó vendiendo arroz en quintal, poco a poco con esfuerzo tuvo su pequeña tienda readecuando su casa y la ubico afuera de su casa. Trabaja desde las 08h00am hasta las 22h00pm. Para surtir mas su negocio ella quiere comprar con el préstamo legumbres y bebidas.

En el futuro quiere terminar de construir su casa para darle una mejor vida a su única hija.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 46
    View loans »
    Ecuador Loans Fundraising
  • $24,295,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Marjorie Gisella buy products to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 3, 2010
Jun 19, 2010
Currency Exchange Loss:
Jul 23, 2011