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Mirian Luzmila
Mirian Luzmila P. P. is 18 years old and lives with her parents in the district of Guaranda in the province of Bolivar.


Mirian is a partner of the rural "ventanilla Mushuc Yuyai (New Thinking), located half-an-hour from Guaranda. There are a total of 12 young partners who are studying and working in farming at the same time.


Mirian has worked since very young in farming and livestock, planting potatoes and broad beans as well as taking care of livestock. She buys and sells her products in Guaranda.


He requests the loan to improve his economic situation buying seeds. It is her dream to carry out the activities in the field, continue her studies, and set up her own business with more loans.


She likes to listen to music and the tradition of the carnival which she enjoys with the entire family. Her family is united and always works to improve their economic activity.

View original language description ↓
Mirian Luzmila P. P. tiene 18 años, y vive con sus padres en el cantón de Guaranda en la provincia de Bolívar.

Mirian es una socia de de la ventanilla rural Mushuc Yuyai (Nuevo Pensamiento), que está ubicada a media hora de Guaranda. Son 12 socios en total, jóvenes, que están estudiando y trabajando en la agricultura al mismo tiempo.

Mirian trabaja desde pequeña en la agricultura y pecuaria, cultivando papas y habas, y cuidando ganado. Hace las compras y ventas de sus productos en Guaranda.

Solicita el préstamo para mejorar su situación económica, comprando semillas. Sus sueños es cumplir con las actividades que realiza en el campo, seguir con sus estudios adelante, y realizar su propia empresa con más crédito.

Le gusta escuchar música y la costumbre del carnaval que se celebra con toda la familia. Su familia es unida y siempre trabajan para mejorar su actividad económica

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mirian Luzmila purchase seeds.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 4, 2010
Listed
Jun 18, 2010
Currency Exchange Loss:
N/A
Ended:
Jun 15, 2011