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Luciana Leoconda
Señora Luciana is 27 years old and is a member of the Happy Hearts Communal Bank. This group has been meeting in the beautiful, Manabí capital for several years. Its members are honorable women in a proud and hard-working city.

Señora Luciana is in a relationship and has 2 children. She works 8 hours a day in a child development center. She is also a Yanbal products consultant. Her customers buy from a catalog. Once she has an order she places is all at one time on credit. At night she studies early childhood education at the university in Portoviejo. She is in her fifth semester. Her mother-in-law is a big help as she cares for her children when she has to work. A major advantage for our member is that the majority of her customers are her co-workers and fellow students. This way she does not have to sell door to door.

With this new loan Señora Luciana will be able to buy beauty products like cosmetics, imitation jewelry and colognes for men, as this is what she sells the most of. One of her dreams is to retire from this line of work and to venture into another business, namely selling bed sheets.
View original language description ↓
La señora Luciana de 27 años forma parte del Banco Comunal Corazones Felices, este banco se reúnen en la bella capital manabita desde hace varios años, sus socias son mujeres dignas de una ciudad altiva y trabajadora.

La señora Luciana mantiene un compromiso, tiene 2 hijos, trabaja 8 horas diarias en un centro de desarrollo infantil, también es asesora de los productos Yanbal, vende a sus clientes atreves de catalogo, una vez que tiene el pedido lo compra al contado y lo entrega a crédito; en las noches estudia parvulario en la Universidad de la ciudad de Portoviejo cursa el quinto semestre. Su suegra es de gran ayuda, es ella quien se encarga de cuidar a los niños cuando tiene que salir a trabajar. Una gran ventaja para nuestra socia es que la mayoría de sus clientas son las compañeras de trabajo y de estudio, así no tiene salir a recorrer la ciudad.

Con este nuevo crédito la señora Luciana podrá invertir en productos de belleza como maquillaje, bisutería y perfumes para caballeros que es lo que más vende. Uno de sus sueños es terminar su carrera y poder incursionar en otro negocio que sería la venta de sabanas.

About Ecuador

  • $10,200
    Average annual income
  • 59
    View loans »
    Ecuador Loans Fundraising
  • $23,522,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Luciana Leoconda to buy creams, perfumes and colognes, imitation jewelery and make-up.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
N/A
Ended:
Dec 21, 2010