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Jemilatu I. sells cassava powder, maize powder, fresh groundnuts and beans at the Abura market. Her stock of goods was in her shop at the market at the time of photo, so shown was what she had with her in the house yet to be conveyed to the marketplace. She has been in her line of business for four years now.

Jemilatu is married and her husband is a plumber. She has received senior high education. Jemilatu helps her husband take care of the family. Her loan will be used to buy more groundnuts and beans to sell. She hopes to reinvest her new earnings into her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,710,625
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Jemilatu to buy more foodstuffs (groundnuts and beans) to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 27, 2010
Jun 19, 2010
Currency Exchange Loss:
Dec 20, 2010