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Keila
Keila H. García is a young woman who is 25 years old. She lives with her husband in a community called Hernández, which is in Los Chiles, Alajuela province. This community is noted for its mountains, great landscapes, and high humidity; in addition, it is on the road very close to the northern border of our country. Major economic activities are ranching and agriculture. Specifically, they grow basic grains, tubers and oranges.

Since she was a girl, Keila rose every day at 4:30 in the morning to milk the family cows because dairy farming has always been a part of her life. She assures us that there is plenty of demand in her community for the milk of her cows, and, indeed, her parents used dairy farming to support their family. Now, Kelia wishes to have her own business, and with more cows, she would be able to increase production and take advantage of her experience and skill.

For this reason, Kelia wishes to obtain a small loan of 641,000 colones ($1,200), with which she will buy five more cows and expand her business. She hopes that this expansion will allow her to buy the small house of her dreams.

Kelia is a member of the Empresa de Crédito Comunal Unidos por un Desarrollo (Group of Communal Credit United for Development), one of 100 member organizations of EDESA in Costa Rica. This is her second loan, and she hopes to prosper personally and economically.
View original language description ↓
Keila H. García es una joven de 25 años de edad la cual vive con su esposo en una comunidad llamada Hernández localizada en Los Chiles, provincia de Alajuela; está comunidad se destaca por ser una zona montañosa con grandes paisajes, presenta una gran humedad y además se encuentra sobre la carretera muy cerca de la frontera norte de nuestro país. Sus principales actividades económicas son la ganadería y la agricultura específicamente se da la siembra de granos básicos, tubérculos y naranja.

Desde niña Keila se levantaba todos los días a las 4.30 am de la mañana para poder ordeñar las vacas de su familia. Por lo que la lechería ha sido parte de su vida siempre. Asegura que en su comunidad hay bastante demanda la leche que producen sus vacas puesto que ha sido el negocio con el cual sus padre ha podido mantener la familia. Ahora ella quiere tener su propio negocio y que con mas vacas podría aumentar la producción y así sacar más provecho de sus habilidades.

Es por eso que Keila desea obtener un micro crédito de ¢641,000 (seiscientos cuarenta y un mil colones) para comprar 5 vacas mas y poder hacer crecer su negocio y así comprar la casita de sus sueños

Keila es socia de la Empresa de Crédito Comunal Unidos por un Desarrollo, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su segundo préstamo y con él espera crecer más a nivel personal y económico.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $11,100
    Average annual income
  • 11
    View loans »
    Costa Rica Loans Fundraising
  • $4,106,550
    Funds lent in using Kiva
  • 534.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Keila purchase five cows.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 1, 2010
Listed
Jun 18, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013