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Daisy
Deisy F., 58, lives with her son in a community called Hernández located in Los Chiles, Alajuela province. This community is noted for being a mountainous region with vast expanses; it is quite humid and lies along the highway near our country’s northern border. Its main commercial activities are cattle-raising and farming, especially of basic grains, tubers and oranges.

From a very young age, Deysi and her family has raised double-purpose cattle taking advantage of both the meat and the milk production. She tells us that it’s a very good business because demand is quite high in the community. She deems that she and her family have managed to gradually improve their quality of life thanks to this project’s progress and hopes to continue doing so.

Currently, Deysi needs a microloan of 641,000 colones to buy three heifers to increase production. She knows that having a larger number of cows is a big sacrifice that will demand more work but she’s sure to succeed.

Deysi is a member of the Unidos por un Desarrollo (United for Development) communal bank, one of EDESA’s 100 organizations in Costa Rica.

This will be her first loan and she hopes it will help her improve her personal and economic level.
View original language description ↓
Deisy F. es una señora de 58 años de edad la cual vive con su hijo y en una comunidad llamada Hernández localizada en Los Chiles, provincia de Alajuela; está comunidad se destaca por ser una zona montañosa con grandes paisajes, presenta una gran humedad y además se encuentra sobre la carretera muy cerca de la frontera norte de nuestro país. Sus principales actividades económicas son la ganadería y la agricultura específicamente se da la siembra de granos básicos, tubérculos y naranja.

Desde muy joven doña Deysi y su familia se ha dedicado a la ganadería de doble propósito aprovechando tanto la carne como la producción de leche. Comenta que es muy buen negocio ya que la demanda es bastante grande alta en la comunidad

Ella considera que gracias al progreso de este proyecto, él y su familia han mejorado poco a poco sus condiciones de vida y espera seguir haciéndolo.

Actualmente doña Deysi desea obtener un microcrédito por ¢641.000 (seiscientos cuarenta y un cinco mil colones), para comprar 3 novillas y así poder incrementar la producción. Ella sabe que contar con un mayor número de vacas más es un mayor sacrificio y demandará más trabajo. Pero esta seguro saldrá adelante

Doña Deysi es socia de la Empresa de Crédito Comunal Unidos por un Desarrollo, una de las 100 organizaciones socias de EDESA en Costa Rica. Este será su primer préstamo y con él espera crecer más a nivel personal y económico.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 25
    View loans »
    Costa Rica Loans Fundraising
  • $4,365,675
    Funds lent in using Kiva
  • 534.4
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Daisy for double-purpose cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 1, 2010
Listed
Jun 18, 2010
Currency Exchange Loss:
Possible
Ended:
Apr 19, 2013