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Tesoro Group
In this Group: Yoriko Jhanina, Clementina , Nery , Vilma , Pio Nemesio, Gloria, Olimpia, Rocio, Ancelma, Sarai, Irwin Joel, Juan Yoser, Elmer , Wilmer, Rusbelt, Edith, Jorge, Maria , Sabina, Rolando
The Banco Comunal Tesoro (Treasure Communal Bank) began its first cycle with 20 members. This bank was formed with the assistance of another communal bank called the Banco Comunal Llapanchik (Llapanchik means “all of us” in Quechua), which invited family members and acquaintances to form this new communal bank. This is how Yoriko, the daughter of the secretary of Banco Comunal Llapanchik, became a member.

Yoriko is 20 years old and single. She lives with her mother. Her cheerfulness and team spirit caused her to be named president of her communal bank, and Yoriko has promised to make the bank better. Yoriko was already acquainted with Finca’s work because she accompanied her mother to communal bank meetings.

Yoriko, together with her family, is engaged in bread making in a rented oven. She makes breads and cookies that she then distributes with the help of her family to different shops according to their orders. In addition, Yoriko studies at a technical school..

Her loan will be invested in the purchase of flour and sugar. Yoriko dreams of finishing her studies and working at her career, as well as having her own oven.

View original language description ↓
El Banco Comunal Tesoro inicia su primer ciclo con 20 socias, este banco se formo con L. solidaridad D. otro Banco Comunal Llamado Llapanchik donD. sus socias invitaron a cada uno D. sus familiares, conocidos para formar este nuevo Banco Comunal.
Es el caso D. Yoriko que es hija D. L. secretaria del Banco Comunal Llapanchik, Yoriko es soltera, tiene 20 años y vive con su mama, su alegría y compañerismo hizo que L. nombraran presidenta D. su Banco Comunal y Yoriko se comprometió a conducir su Banco para que sea el mejor, Yoriko ya conocía del trabajo en Finca pues en muchas ocasiones acompaño a su mama al Banco Comunal.
Yoriko junto a su familia se dedican a L. panificación en un horno alquilado, elabora panes, galletas que luego reparte a las diferentes tiendas D. acuerdo a sus pedidos con L. ayuda D. su familia. Además Yuriko estudia en un instituto. Su préstamo será invertido en L. compra D. harina y azúcar.
Los sueños D. Yoriko es terminar sus estudios y ejercer su carrera, además D. tener un horno propio.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 103
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Tesoro Group's $3,825 loan helped a member for the purchase of flour and sugar.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 10, 2010
Jun 19, 2010
Currency Exchange Loss:
Oct 15, 2010