Zoila is a long-time member: she started with another communal bank, saving 1 dollar, and now she is part of the Kutimuy Communal Bank and has maD. new friends. During this time she has learned to be punctual, responsible and, most of all, to save her money, and this way she could finish building her house.
Zoila is 60 years old and she lives with her nieces, who are under her responsibility. She has set up a shop in her house where she sells groceries, vegetables and meat, and her niece helps her in this business. Moreover, Zoila travels to various fairs, where she sells vegetables, bread and buys cereals and meat she then resells in her shop.
The loan she is requesting will be used to buy rice and sugar.
Zoila dreams of increasing her savings for her old age and of excelling in her job even more.
Zoila es socia D. muchos años, inicio con un ahorro D. 1 dólar en otro banco comunal, ahora integra el Banco Comunal Kutimuy y tiene nuevas amigas, durante este tiempo aprendió a ser puntual, responsable, y sobre todo a ahorrar con su dinero pudo terminar D. construir su casa.
Zoila tiene 60 años y vive con sus nietas que están a su responsabilidad, tiene una tienda en su casa en donD. venD. abarrotes en general, verduras, carnes, actividad que realiza con la ayuda D. su nieta. Además Zoila viaja a las ferias en donD. venD. verduras, panes y D. allá compra cereales, carne que venD. en su tienda.
Su préstamo será invertido en la compra D. arroz y azúcar.
Zoila sueña con tener mas ahorros para su vejez y superarse mas.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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