Musuq Inti Group
Julia has been a bank member for two cycles. She has always been taught to be responsible and positive. She’s married with four children—one has already finished university and entered the work force. The other three are still studying.
Julia runs a bakery out of her home. She prepares traditional biscuits and chapla. She uses her car to distribute these products to stores. She also has a grocery store in her home. Her daughters help her run it in their spare time. Julia grows potatoes and quinoa, too, and sells it in markets. She may soon give up growing produce, though; it’s not profitable.
Julia needs a loan of 600 soles for flour and butter. She hopes to one day buy a new car so that she can easily travel around Ayachuco. She wants to see her children become professionals, and she hopes to stay young so that she’ll be able to work for years to come.
Julia es fiscal del Banco Comunal, es socia hace 2 ciclos y lo quemas le gusta es que le enseñaron a ser responsable y no ser pesimista, Julia es casada, tiene 4 hijos, una D. ellas ya termino la universidad y trabaja, 3 D. ellos están estudiando en la universidad, Julia tiene una panadería en su casa, tiene un horno D. leña, elabora panes típicos como biscochos, chapla, productos que reparte a las tiendas, para lo cual cuenta con un carro.
Además tiene una tienda D. abarrotes en su casa que atienD. con la ayuda D. sus hijas en sus tiempos libres. También Julia siembra papa y quinua, que luego venD. en los mercados, negocio que piensa dejar D. realizar porque ya no es rentable.
Julia necesita un préstamo D. 600 soles dinero que será invertido en la compra D. harina y manteca.
Julia sueña con comprar un carro para realizar transporte urbano en la ciudad D. Ayacucho y que sus hijos sean profesionales. Julia desearía mas joven para seguir trabajando.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid