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Chantal is 47 years old and married with five children. Chantal’s husband is a driver and Chantal herself is a businesswoman. Both of them work for their family profit. Chantal owns a small business selling various styles of clothes in her living place. She employs one person from her community as a helper and the hours of her business are ten hours per day except on Saturday. This is her sixth year of successful business operation.

Chantal is now requesting a second loan from Kiva lenders via Vision Finance Company in order to expand her business by purchasing bales of clothes. This loan will allow her to attract more customers, which will help her earn more profit. With this profit, Chantal will be able to renovate her house and save money for her future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $13,437,050
    Funds lent in using Kiva
  • 579.0
    Rwanda Francs (RWF) = $1 USD