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Martha Azucena
Martha, 46, lives in a suburb of Guayaquil. She has had a stationery store (in Ecuador it's called a "bazar") for 5 years. Since she has not had the opportunity to have her own location she had to build a small store in the front part of her house.
After purchasing notebooks, she started to sell them in her location and bit by bit she stocked it with more items. Her 15-year-old daughter helps her until she goes to school in the afternoon. Martha works from very early in the morning to 10 pm every day. She sells all types of stationery and also personal use items. With the requested loan she wants to buy more stationery and shampoo for her business.
In the future she wants to stock her business more and for her daughter to finish her studies with success.
View original language description ↓
Martha de 46 años, vive en el suburbio de Guayaquil, tiene una papelería(en Ecuador se llama “bazar”) hace 5 años, como no tuvo oportunidad de tener su propio local tuvo que construir en la parte delantera de su casa un pequeño local para la papelería.

Después de haber comprado cuadernos, papelería comenzó a venderlos en el local que había adecuado, poco a poco la surtió con mas artículos. Su hija de 15 años le ayuda hasta que se va en la tarde a la escuela. Trabaja desde muy temprano hasta las 22h00pm todos los días. Vende todo tipo de papelería también cosas para uso personal. Con el préstamo quiere comprar mas papelería y shampoo para su negocio.

En el futuro quiere surtir mas su negocio y que sus hija termine los estudios con éxito.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Martha Azucena stationery, shampoo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2010
Jun 16, 2010
Currency Exchange Loss:
Jun 20, 2011