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Golden Temple Borrower Group
In this Group: Mary, Erica, Abigail, Diana*, Vida, Margaret, Victoria
* not pictured
Petty trading like the sale of groceries is widespread in Ghana because the business is easy to start up. It usually begins with table-top selling and then grows to become a kiosk and eventually becomes a supermarket.

Mary is one of such entrepreneurs who have been selling groceries like biscuits, bottled water, candies, canned foods, rice, cooking oil, toiletries, etc. for the past ten years. She currently sells out of a rented shop in her community market, hoping that, one day, she will be able to grow her business into a supermarket. She is excited to be taking out the loan which she plans to invest into purchasing groceries in bulk to serve her customers. She anticipates increasing her profit level and also expanding her market. She also sells used clothes to generate additional income.

Mary is a 49-year-old widow and she currently lives with one of her grandchildren who is 8 years old. She describes herself as a hard-working group leader of 'Golden Temple' Borrower Group, made up of seven members. She says her group members are cooperative and as the leader she ensures regular meeting attendance and repayment of loan installments.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Golden Temple Borrower Group's $1,975 loan helped a member to purchase groceries in bulk.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 25, 2010
Jun 17, 2010
Currency Exchange Loss:
Dec 18, 2010