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Gift Women's Group, Kayunga
In this Group: Harriet, Ruth, Fatuma Rebecah, Prekeria, Zirifa, Hadija, Juliet, Rose, Lazia, Ruth, Badru, Godfrey, Slyia, Hussein, Florence, Richard
33-year-old N. Harriet has this likable aura around her that she has used to her advantage in her seven-year-old retail business in Nazigo, Kayunga. The fact that she strikes such a nice chord with people also played into her hands earlier on when her husband gave her startup capital. She did not need too much to prevail upon power; all she did was just be herself, that cheerful and humorous character, and it won her laurels.

Today, this happily married mother of five is driving a roaring trade in her business, courtesy of her good-humored and easily-approachable nature. In her retail business, she has satisfactory rates of profit margin. At present, she makes weekly profits totaling up to 150,000 shillings.

With this loan, Harriet is looking at restocking her retail outlet with an array of purchased goods such as basins, cups, sugar, and shoe polish.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 290
    View loans »
    Uganda Loans Fundraising
  • $31,075,950
    Funds lent in using Kiva
  • 2,245.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Gift Women's Group, Kayunga's $4,875 loan helped a member to purchase more basins, cups, sugar and shoe polish to sell.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 20, 2010
Jun 18, 2010
Currency Exchange Loss:
Nov 15, 2010