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Truth Borrower Group
In this Group: Augustina, Humu, Gladys, Gladys, Juliana, Alimatu, Rafiatu
Juliana is forty-one years old. She is married and she is the mother of three children from age 2-8 years. Juliana is a hard-working trader. She sells smoked fish.

Fish is widely used in cooking as one the most common sources of protein in our diet. It is mostly used in the preparation of soup and sauces. Fresh fish is partially roasted on a fire to obtain smoked fish which is more flavorful.

Juliana plans to use the loan to purchase cartons of fresh fish in bulk from wholesalers to scale up her business. She has been in business for two years and hopes to expand her business to meet customers’ demand. She dreams of owning a shed in the community market and also aspires to see her children reach higher levels in education.

Juliana is the leader of a trust bank group called 'Truth'. There are seven members in this group who are mostly farmers. The group has adopted the co-guarantee system to obtain the loan and uses peer pressure and assistance to one another to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 42
    View loans »
    Ghana Loans Fundraising
  • $11,732,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Truth Borrower Group's $1,125 loan helped a member to purchase cartons of fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 24, 2010
Jun 18, 2010
Currency Exchange Loss:
Nov 12, 2010