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Amelita
Amelita A., 48, is making sure that her family has adequate provision for their daily needs. She is married to Enrique A., a driver, and they are blessed with three children. She makes sure that she helps her husband earn so that their family can have a better life. She has been managing her own variety store for quite some time now.

Amelita has been a regular member of Center for Community Transformation (CCT) for more than a year now. She regularly attends its weekly fellowship meetings* and pays her weekly dues consistently. Because of her good repayment performance with her previous loans, she was able to borrow quite a few times in CCT’s cooperative. She is consistent in paying her dues because she used the money she borrowed to expand and improve her variety store.

To ensure the success of her business, Amelita would like to apply for a PHP 39,000 loan. This amount will be used as a source of added capital for her expanding business by buying groceries, toiletries and beverages to replenish and maintain her current inventory.

Amelita dreams that her business will continue to grow so that she can provide for her children’s education.


* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of fifteen to thirty community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay micro-finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 423
    View loans »
    Philippines Loans Fundraising
  • $52,697,300
    Funds lent in using Kiva
  • 46.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Amelita to buy groceries, toiletries and beverages to replenish and maintain her current inventory.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 3, 2010
Listed
Jun 17, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2010