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A mother of four teenaged children who are employed at various jobs, Mrs. Chou M. has spent her life cultivating crops, a skill she learned from her grandparent when she was young. Chou M. has had great success growing crops, planting at least twice a year by following both the rainy and dry seasons. The coming rainfall will be good for growing, but she needs a loan to purchase fertilizers, insecticides, a pump machine, and seeds for planting. Her husband earns a living by selling chickens around the community.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 41
    View loans »
    Cambodia Loans Fundraising
  • $38,746,925
    Funds lent in using Kiva
  • 4,204.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Chou to use towards purchasing fertilizers, insecticides, a pump machine, and seeds for planting.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jun 16, 2010
Currency Exchange Loss:
Oct 15, 2011