A mother of four teenaged children who are employed at various jobs, Mrs. Chou M. has spent her life cultivating crops, a skill she learned from her grandparent when she was young. Chou M. has had great success growing crops, planting at least twice a year by following both the rainy and dry seasons. The coming rainfall will be good for growing, but she needs a loan to purchase fertilizers, insecticides, a pump machine, and seeds for planting. Her husband earns a living by selling chickens around the community.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.