Check out some available loans that are similar to this one!
Fanny Cesible
Fanny Cesible A. M. is 30 years of age. She is married and lives with her husband and 4 children, Amanda (13), Shirley (11), Jhinson (9) and Thalia (7) in the village of San Miguel in the province of Bolívar.

Fanny is a member of the Santiagopamba rural associatoin, which is found in San Pablo, half an hour from the town of San Miguel. The group is composed of people that are mostly dedicated to agriculture as the source of income of their family.

Fanny works in agriculture. Her largest crops are corn, potatoes and vegetables. She does the buying and selling in the market of Guaranda (an hour from San Pablo).

She requests the loan to buy supplies and to sow potatoes. She thinks that the loan will help her to put more fertilizer on her crops to produce more. Her dream is to buy a small plot of land to enlarge her production. She faces plagues and diseases in her crops.

She likes to go on walks with her family and enjoy the customs of the carnival that is held each year in February.
View original language description ↓
Fanny Cesible A. M. tiene 30 años de edad. Es casada y vive con su esposo y 4 hijos, Amanda (13), Shirley (11), Jhinson (9) y Thalia (7) en el cantón de San Miguel en la provincia de Bolívar.

Fanny es un miembro de la ventanilla rural Santiagopamba, que se encuentra en San Pablo, a media hora del pueblo de San Miguel. La ventanilla esta compuesta por personas que en su mayoría se dedica a la agricultura, como fuente de ingresos de su familia.

Fanny trabaja en la agricultura. Lo que mas siembra son maíz, papas y legumbres. Hace las compras y ventas en el mercado de Guaranda (a una hora de San Pablo).

Solicita el crédito para comprar insumos y sembrar papas. Piensa que el préstamo le ayudará a poner más abonos en las siembras para producir más. Su sueño es comprar un pequeño terreno para aumentar la producción. Enfrenta plagas y enfermedades a los cultivos.

Le gusta salir de paseo con su familia y las costumbres del carnaval que se celebra cada año en Febrero.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 19
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Fanny Cesible to buy supplies to sow potatoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 7, 2010
Listed
Jun 16, 2010
Currency Exchange Loss:
N/A
Ended:
Jul 15, 2011