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Sope Serigne Mourtalla/ndoffene Group
In this Group: Adama, Khady, Codou, Khemesse, Sokhna, Astou, Ndiague, Mbene, Fatou, Bineta, Fatou, Seynabou, Daba Codou, Awa, Sophie
The solidarity group "SOPE SERIGNE MOURTALLA" was created in 2007 on the inauguration day of the Banc Villageois of NDOFFENE2 (the trustee). The group is composed of fifteen women, all from the same village, who average 30 years of age and who are married mothers of at least three children each. The following members, Mbène T., Fatou D., Binta T., Fatou F., Seynabou N., Daba Codou D., Awa F., and Sophie S. have just joined the group and are on their first (loan) cycle. They formed their solidarity group by affinity and meet regularly to discuss the right way to organize their affiliation.

The area where the Banc Villageois is established is very favorable to commerce due to the weekly markets which faciliate the women's businesses, such as the fattening of cattle and/or sheep, small-scale commerce, the production and sale of peanut oil, the sale of fresh fish, etc. Given this, most of the women of the village are devoting all their time to lucrative work. And this new loan will enable them to increase their level of self-financing in order to develop their businesses further.

Ms. Khémesse F. (standing at the far right in the photo and wearing a white pagne cloth at her waist for carrying her baby on her back) is 23 years old and the married mother of three children to support. She is a seller of local grains and peanuts. She criss-crosses the weekly markets in the area to sell her produce. Her goal is to help improve her family's living conditions while boosting her saving.
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Le groupe de Solidarité "SOPE SERIGNE MOURTALLA" est créé en 2007, au jour d'inauguration du Banc Villageois de NDOFFENE2 (son Banc Villageois de tutel). Il est composé de 15 femmes toutes issues du même village, elles sont en moyenne âgée d’une trentaine d’années et sont mariées et mères d'au moins de 3 enfants. Les membres suivants Mbène T., Fatou D., Binta T., Fatou F., Seynabou N., Daba Codou D., Awa F. et Sophie S. viennent de faire leur entrée dans le groupe, elles en sont à leur premier cycle. Elles ont formé leur groupe de solidarité par affinité et elles se réunissent régulièrement pour discuter de la bonne organisation de leur affiliation. La zone où est implanté le Banc Villageois est très propice au commerce a cause des marchés hebdomadaires ce qui facilite les femmes à mener des activités commerciales telles l'embouche bovines et/ou ovine, le petit commerce, la transformation et vente d'huile d'arachide, de vente de poissons frais etc. Ce faisant, la plus part des femmes du village se sont adonnée a des activités lucratives. Et ce nouveau crédit leurs permettra d'augmenter leur niveau d'autofinancement afin de mieux développer leur commerce et embouche.

Madame Khémesse F., debout à l'extrême droite de la photo portant à la taille un pagne blanc pour le port de son bébé au dos est âgée 23 ans, elle est mariée et mère de 03 enfants en charge. Elle est vendeuse de céréales locales et d’arachides, elle sillonne les marchés hebdomadaires des environs pour écouler son produit. Son objectif est de participer à l'amélioration des conditions de vie de sa famille tout en renforçant son niveau d’épargne.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 35
    View loans »
    Senegal Loans Fundraising
  • $14,265,550
    Funds lent in using Kiva
  • 537.2
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Sope Serigne Mourtalla/ndoffene Group's $2,250 loan helped a member bolstering the business initiatives of the solidarity group.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2010
Jun 15, 2010
Currency Exchange Loss:
Jan 6, 2011