Marca Valle Group
Leona has worked since she was a girl, as she was orphaned at a young age. Initially, Leona sold cheese and eggs and now, thanks to the additional capital from the loans, she dedicates herself to selling meat and livestock. She gives thanks for the loans she has received, because they have allowed her to save and to make her payments on schedule. Leona needs a loan to purchase 2 calves that she will raise until they’re ready to sell, which probably would not be until November. Leona works very hard, as she wants her children to complete their studies and become professionals. Her dream is to see her cows grow strong and become milk-producing.
Leona es socia del Banco Comunal Marca Valle, este ciclo apoya en la junta Directiva de su Bancomunal en el cargo de Secretaria. Ella es casada y tiene 4 hijos dos varones y dos mujeres, los cuales estudian en la Escuela de la Comunidad.
Leona trabajo desde muy niña, ya que quedó huérfana a temprana edad. Leona inicialmente, vendía quesos y huevos, ahora gracias a sus préstamos y cuenta con más capital, se dedica a la venta de carnes y animales mayores. Agradece los prestamos que recibe porque le han permitido crecer en su negocio y las capacitaciones le han ayudado a ahorrar y ser puntual en sus pagos.
Leona necesita un préstamo, con el cual comprara 02 terneros flacos, los cuales criará para engordar hasta que puedan venderse, esto seguramente será todavía en noviembre. Leona trabaja muy duro, ya que quiere que sus hijos terminen sus estudios y sean profesionales. Su sueño es tener sus vacas grandes y lecheras.
About FINCA PeruThis loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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