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Delia
Delia L. is a 39-year-old married woman who lives in Brgy. Novallas, Tanjay City, Negros Oriental. She earns her living by operating a general store and electronic reloading business. Her husband, Cipriano, is a 46-year-old farmer and they have no children.

Delia joined NWTF-Project Dungganon in 1992 in the hope that she would be able to help her husband improve the quality of life for their family. With the help of her loans from NWTF-PD she has been able to increase their family income. She now earns an average monthly income of 6,000 PHP from her business activities.

Delia is a member of good standing. Her previous loan of 29,500 PHP was used to fund the operations of her general store, and it had a positive impact in both the business and the family’s living conditions. Now she is borrowing for her 15th loan cycle, the amount of 19,500 PHP, which she intends to use on her general store and electronic reloading business. Delia is working hard to achieve her dreams and aspirations for her family, which is to provide them with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress out of earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 242
    View loans »
    Philippines Loans Fundraising
  • $50,669,475
    Funds lent in using Kiva
  • 46.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Delia additional Working Capital.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 20, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2010