Dennis is 21 years old and lives in the outskirts of Guayaquil. He runs a stand selling food and drinks out of his home, thanks to his parents who passed the business down to him.
When Dennis was young, his parents had a business selling food and he always observed how they worked and cooked. When he grew up, his parents decided to give him their business. Now he sells lunches, snacks, and drinks every day. He gets up early in the morning to prepare the food, but to increase his income, he would like to refurbish his workspace. He would use this loan to improve his business by buying a kitchenette, a gas cylinder, tables, and chairs.
In the future, Dennis hopes to have his own restaurant and his own house.
Denniss de 21 años vive en una zona periurbana de Guayaquil, el tiene un puesto de comida y bebidas en su casa, gracias a sus padres que le heredaron el negocio.
Cuando el era pequeña sus padres tuvieron un negocio de comidas y el siempre observaba como trabajaban y cocinaban, cuando creció sus padres decidieron darle el negocio de venta de comidas y bebidas. Ahora vende almuerzos y meriendas con jugos todos los días, se levanta muy de mañana para hacer la comida, pero para tener mas ingresos el quiere readecuar el local comprando con el préstamo una cocineta, cilindro de gas, mesas y sillas para mejorar el negocio.
En el futuro quiere tener su propio restaurante y tener su propia casa.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.