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Unity Group
In this Group: Klubo, Anthony, Trokon, Sarah, Veronica
Klubo T., who is holding the sign, is the leader of this group of five borrowers called Unity Group. She is 42 years old, married, and has five children who range from 4 to 20 years old. She also cares for two siblings. She was only able to attend school through 9th grade due to poverty. All of her children are attending school.

For more than twenty years, Klubo has been selling oil and peanuts at Capital ByPass Market, in downtown Monrovia, Liberia.

Klubo plans to use her 6,000 Liberian dollar portion of this 30,000 Liberian dollar group loan to buy more gallons of oil and bags of peanuts to sell. She describes herself as a determined woman.

Klubo’s plan is to improve her business and be able to buy oil by tons.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • $700
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,038,900
    Funds lent in using Kiva
  • 70.0
    Liberia Dollars (LRD) = $1 USD