George is 34 years old. He is married with 3 children between the ages of 2 and 8 years old. Two of his children are currently attending school.
He is a farmer from western Kenya near Nyamira town. He has been practicing mixed farming for the last 10 years and has employed one person from the community. His main products are tomatoes, milk, meat, maize, and coffee which he sells at the local market. He also runs a butchery in the same area. His biggest challenge has been limited agricultural land which has made it hard for him to expand, and lack of farm equipment.
George has requested this loan from Juhudi Kilimo of Kes.45,000 to purchase and insure a dairy cow. The extra income from this loan will enable him to send his children to a better school.
In future, he would like to expand his farming activities by acquiring more dairy cows and acquiring a vehicle for transportation.
He would like to request Juhudi to grant him a larger loan amount in future.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.